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ACA Updates & Links

Changes to the law in 2019

People cannot enroll at any time of year
People cannot enroll at any time of year. They can only sign up between November 1 and 15 December 15.

When the law first went into effect, individuals who could afford to pay for health insurance but chose not to purchase a plan could face a tax penalty on their yearly income taxes.

However, this will no longer be the case as of 2019, and it will go into effect with the taxes filed in 2020.

Open enrollment to sign up for a new plan is also significantly shorter this year, only from November 1 to December 15.

Without a special circumstance — such as changing jobs, getting married, having a baby, or adopting a child — anyone who misses these dates will be unable to purchase insurance.

In previous years, the enrollment period went into January or February of the next year.

In 2018, the Centers for Medicare and Medicad Services (CMS) provided new guidelines that would allow states to implement work requirements for people enrolled in Medicaid.

Another new point that came in with the law in 2017 relates to exemptions. Companies can ask for an exemption that will allow them not to offer or pay for coverage for contraceptives, because of a religious or moral objection.